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Terms of Use

These Terms of Use set forth the legal terms and conditions governing your use of, and apply to the specific global, country, regional, or practice specific website that you were viewing within before clicking on these Terms of Use. Such individual website is referred to in these Terms of Use as “this Website.”

We may revise these Terms of Use at any time in our sole discretion. Revised Terms of Use will be posted at the Terms of Use link (i.e., this webpage that you are currently viewing) or elsewhere in this Website. The revised Terms of Use will be effective when posted, unless we explicitly state otherwise. Your continued access to and use of this Website following any changes to these Terms of Use constitutes your agreement to the revisions.  You are responsible for being aware of any revisions to our Terms of Use through checking this webpage.

About is comprised of various individual global, country, regional, or practice specific websites.

This Website is comprised of various pages, each of which is provided by one or more Risby Consulting entities.  Risby Consulting is providing this Website. Parts of these Terms of Use may reference other entities in Risby Consulting Group, these Terms of Use are only between you and Risby Consulting Group.

By using this Website, you agree to be bound by these Terms of Use and your agreement will be deemed to be in writing and legally enforceable. If you do not agree to these Terms of Use, then you are not allowed to use this Website and should immediately stop using the Website.

Use of Content

This Website (including without limitation any content or other part thereof) contains general information only. Before making any decision or taking action that might affect your finances or business, you should consult a qualified professional advisor.

You are authorised to view, copy, print, and distribute (but not modify) the content on this Website if (i) the content does not state that copying, printing or distribution is not permissible, (ii) your use is for informational, noncommercial purposes only, (iii) any copy of the content that you make includes the copyright notice or other attribution associated with the content, and (iv) you comply with all of your obligations under these Terms of Use.


You are not authorised to copy or use any software, proprietary processes, or technology embodied or described in this Website.

You agree to comply with all applicable laws in accessing and using this Website.

Intellectual Property Rights; No use of Risby Consulting names or logos or names held by the company. Unless otherwise indicated, the content on this Website is provided by us or another entity within Risby Consulting Group.

Privacy Statement

Please review the Privacy Statement for more information regarding the ways in which your personal information is collected in connection with your use of this Website, the purposes for which your personal information is used, and how it is shared.


We may, in our sole discretion, suspend, restrict or terminate your use of this Website at any time, without notice to you, for any reason, including for violation of these Terms of Use.  We will have no responsibility to notify any third party, including any third-party providers of services, merchandise or information, of any suspension, restriction or termination of your access to this Website.


Certain links on this Website may lead to websites, resources or tools maintained by third parties over whom we have no control, including, without limitation, those maintained by other entities within Risby Consulting Group or individual personnel of such entities. We do not bear any responsibility for the content, accuracy or security of any websites that are linked to this Website.  Any links to any such websites, resources and tools should not be construed as an endorsement of them or their content by us.

Additional Terms

If any portion of these Terms of Use is invalid or unenforceable in any jurisdiction, then (i) in that jurisdiction it will be re-construed to the maximum effect permitted by law in order to effect its intent as nearly as possible, and the remainder of these Terms of Use will remain in full force and effect, and (ii) in every other jurisdiction, all of these Terms of Use will remain in full force and effect.

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